Benefits

Employee Benefits

District 77 offers the benefits listed below and are available to employees, staff, and administration that qualify.

403(b)

Employees of Mankato Area Public Schools are eligible to participate in 403(b) tax sheltered accounts as established pursuant to United States Public Law N. 98-370.

Application to participate, change or terminate a tax sheltered account must be made on form, which are available in the business office. Amounts withheld from salary and paid for the purchase of a tax-sheltered account shall comply with provisions under Section 403(b) of the IRS Code as amended and with Minnesota Statute.

Blue 365

Dental Insurance

Dental Insurance is offered through Delta Dental. Please click on the Delta Dental Website link below to visit their website for more information or to search the network.

Delta Dental's Customer Service number is: 1-800-553-9536. For information on what the district offers, please contact the district's Business Office.

Delta Dental Website

Dental Summary Plan Descriptions (SPD)

Employee Assistance Program

Mankato Area Public Schools provides an Employee Assistance Program (EAP) as a benefit to employees through TELUS.

The program is geared toward recognizing an employee's problems and helping to find appropriate help. This service is confidential and is available to employees at no cost. Their phone number is: 866-451-5465.

www.niseap.com
Login: NISEAP
Password: EAP
(Note: Password Is Case-Sensitive)

Flexible Spending Account

The Mankato Area Public Schools Flexible Benefits Program is offered through HealthEquity. This plan is established to provide employees with a way to save money on costs for medical and dependent care expenses. It is a salary reduction plan permitting participants to choose among more than one benefit. It is classified as a "cafeteria plan" for Federal income tax purposes. The reimbursement account allows you to pay for certain out-of-pocket health care expenses and dependent care expenses with pre-tax dollars. Employees are able to lower their taxable income because the money placed in the reimbursement account(s) is taken out of each paycheck and in most cases, State income taxes.

HealthEquity Contact Information:
Phone: 866-346-5800
Hours: 24/7
Website: www.healthequity.com
Address: P.O Box 10453, Lexington, KY, 40512
Fax: 877-353-9236

Get Active Program

Health Insurance Options

Summary of Benefits & Coverages (as of 7/1/26)

Summary of Benefits & Coverages (as of 7/1/25)

2026 Benefits Booklets: Coming Soon!

Benefits Booklets (as of 7/1/25)

BCBS Customer Service: #866-543-5966
bluecrossmn.com/BCA
BCBS FlexRX Preventive Drug List
COBRA Continuation Coverage
Notice of COBRA Continuation Coverage
New - Health Insurance Marketplace Coverage Options and Your Health Coverage
Exchange Notification Information for ISD 77 Employees
Compliance Notices

Health Savings Account

A health savings account (HSA) is a tax-advantaged account, that works in conjunction with a high-deductible health plan, which allows you the ability to save tax-free money for eligible medical expenses. The Mankato Area Public Schools Health Savings Accounts are administered through HealthEquity. Employees who are covered on one of Mankato Area Public Schools high deductible plans are eligible for a Health Savings Account (HSA).

For more information on health savings accounts please visit www.healthequity.com.

HealthiestYou by Teledoc

Introducing HealthiestYou - Your newest FREE Telemedicine Benefit beginning on July 1, 2021. It is free for any employee covered on Mankato Area Public Schools (MAPS) health plan or the covered employees household family members. On July 1 or after, you can register by downloading the App or going to member.healthiestyou.com. This is available to you and your household family members an unlimited number of times.

You can set up your mobile account in just six easy steps! You are able to add your uninsured dependents to your HealthiestYou account by using the mobile app.

Simplify your life. Check out the options that HealthiestYou offers and view the flyers below!

General Medical- 24/7/365 access to a doctor via phone or video. Our doctors can diagnose common ailments and offer treatment, including prescription medications if necessary.
Mental Health (for ages 13+ as of 7/1/24)- Unlimited phone or video sessions with the same mental health provider. You can choose from an extensive list of psychiatrists, counselors, and therapists.
Dermatology- Take 3 pictures of a skin condition and receive a diagnosis and treatment plan through the app’s Message Center within 48 hours.
Neck and Back Care- With the help of a certified health coach, you will be given a personalized video-based exercise and stretching regimen to help alleviate both back and neck pain.
Nutrition - You will work directly with registered dietitians who assess clinical nutrition needs and develop personalized programs including custom meal plans and shopping guides.
Expert Medical Services- Receive an expert second opinion and get all of your medical records in one place.
Digital Physical Therapy - Overcome pain and love how you feel. HealthiestYou has partnered with Sword Health to offer digital musculoskeletal (MSK) solution proven to be as clinically effective and engaging as high-intensity in-person physical therapy. Members can overcome their chronic and post-surgical pain faster and more conveniently with 100% care provided through a licensed Doctor or Physical Therapy.

Teladoc Webinar that took place virtually Wednesday, June 2, 2021. Your newest FREE Telemedicine Benefit beginning on July 1, 2021!

Please check out these How-To videos below to learn more!

Learn to Live

Hello from Learn to Live!

Learn to Live is an online resource for those of us struggling with stress, depression, sleeplessness, or social anxiety, providing help anywhere, any time. Our programs are built on the principles of Cognitive Behavioral Therapy (CBT). Online CBT has been proven as effective as in-person care in over 10 years of clinical research. To learn more about our programs, visit our website and click “take a tour.”

Employees and family members (age 13 and older) who have health insurance coverage with Mankato Area Public Schools can enroll for free in any of our interactive programs: Social Anxiety, Depression, Insomnia, or Stress, Anxiety & Worry. We encourage you to take a quick assessment to find out if any of these challenges are impacting your life.

MAPS online mental health programs benefit - Learn to Live - is excited to announce their new page for on-demand Webinars! These webinars are offered at no cost to all members on the MAPS health plan.

We encourage you to check out this program enhancement. Learn to Live wants to bring our employees and their family members the best experience possible. Check these out at any time of the day, and view as many times as you want! You can view them anytime at www.learntolive.com/webinars and just us the code MAPS.

For free access, visit our website learntolive.com/welcome/bcbsmn and enter the code “MAPS”.

As a third-party service, we want to assure you that our member information is completely confidential and will not be shared with anyone at MAPS.

If you have any questions, please reach out to our team at clientservices@learntolive.comSend mailSend mail.

Warmly,

The Learn to Live Team

Life Insurance

Long Term Disability

Long-term disability is a benefit offered through National Insurance Services Company. The waiting period and employer contribution is determined by individual employment agreements.

Certificates of Coverage

Maternity Management

Mental Health Resources

BCBS - health insurance provider.

Healthiestyou by Teladoc - Free Telemedicine Benefit to any employee covered on the MAPS health plan or the covered employees household family members. Services offered are general medicine, mental health (for ages 13+), dermatology, neck and back care, nutrition, and expert medical services.

Employee Assistance Program - TELUS

Username: NISEAP
Password: EAP

Learn to Live - Learn to Live is an online resource for those of us struggling with stress, depression, sleeplessness or social anxiety, providing help anywhere, any time. Enter code MAPS to access this free resource for employees and dependents on the MAPS health plan age 13 and older.

Mayo Clinic Stress/Anxiety Related Videos

• Crisis Text Line: Text – MN to 741741 for free 24/7 assistance for mental health crisis

• Suicide Prevention Hotline: 1-800-273-TALK (8255)

• Stomp Out Suicide: 1-651-777-5222

CDC Managing Stress

Calm - Sleep, stress, meditations, gratitude resources, masterclass opportunities, resources for kids

Random Acts of Kindness Foundation - Assorted kindness/positivity resources

Yale - Science of Wellbeing Course

Knutson + Casey, PC (www.knutsoncasey.com) - Providing full service estate planning solutions (wills, trusts, powers of attorney, and healthcare directives) in the Mankato Area. Discounts for MAPS employees. Make your estate plan part of your back to school prep.

Omada

Omada^® is a digital behavior change program that inspires healthy habits you can live with long term. It combines the behavior change science and unwavering support you’ll need to lose weight, keep it off, and help reduce your risk of type 2 diabetes and heart disease.

Omada includes:

Wireless smart scale to monitor your progress
Professional health coach to keep you on track
Interactive program that adapts to you
Weekly online lessons to educate and inspire
Small group of participants for real-time support

Get Started at:

omadahealth.com/omadaforbcbsmn

If you or your adult (age 18+) family members are at risk for type 2 diabetes or heart disease, enrolled in a Blue Cross® and Blue Shield® of Minnesota health plan, and eligible for the Omada program, Mankato Area Public Schools will cover the Omada program as part of your health plan.

Pension

MAPS Employee Insurance and Wellness Benefits Booklet

A group of thirteen smiling women stand outdoors on a grassy area in front of trees.

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