District 77 offers the Benefits listed below and are available to employees, staff, and administration that qualify.
- Health Insurance Options
- Dental Insurance
- Employee Assistance Program
- Long Term Disability
- Flexible Spending Program
- Health Savings Plan
- Employee Health Promotions
- LIFE INSURANCE
- Learn to Live
- Doctor on Demand
- COVID-19 RESOURCES
- Virtual Benefit Fair
Health insurance is offered through Blue Cross Blue Shield of Minnesota. The BCBS website allows the employee to find a doctor under the different networked plans. The employee may also check the formulary drug list to see if their prescriptions are covered under their health plan.
Summary of Benefits and Coverages:
Basic + Plan
Double Gold - Enrollments in this plan are closed
$3250 CDHP Plan
$6350 CDHP Plan
Benefit Booklets (Summary Plan Descriptions):
Basic + Plan
$750 CMM Plan
Double Gold Plan
$3250 CDHP Plan
$6350 CDHP Plan
South Central Service Cooperative Health Insurance Benefits Presentations
On January 17, 2019 and February 12, 2019, Rae Lopez from the South Central Service Cooperative presented some of the newer benefits offered to employees on the Mankato Area Public Schools health plan. The links below include a live taping of the February 12th event and a prerecorded presentation.
COBRA Continuation Coverage
Notice of COBRA Continuation Coverage
New - Health Insurance Marketplace Coverage Options and Your Health Coverage
- Exchange Notification Information for ISD 77 Employees
The Customer Service telephone number for Blue Cross and Blue Shield of Minnesota is 1-866-537-7702. For enrollment forms and plan information, please see the information provided on this webpage. For any additional information or further questions, please contact the Business Office.
Dental Insurance is offered through Delta Dental. Please click on the Delta Dental Website link below to visit their website for more information or to search the network.
Delta Dental's Customer Service number is: 1-800-553-9536. For information on what the district offers, please contact the district's Business Office.
Delta Dental Website
Delta Dental Enrollment Form
Delta Dental Maintenance Form
Dental Summary Plan Descriptions (SPD)
Mankato Area Public Schools provides an Employee Assistance Program (EAP) as a benefit to employees and families through VITAL Work Life.
The program is geared toward recognizing an employee's problems and helping to find appropriate help. This service is confidential and is available to both employees and members of their household--at no cost to you. Their phone number is: 1-800-383-1908.
User Name: mankatoschools
Long-term disability is a benefit offered through National Insurance Services Company. The waiting period and employer contribution is determined by individual employment agreements.
Certificates of Coverage
- Clerical Custodial and Other Specified Employees Long Term Disability
- Cooks Long Term Disability
- Paraprofessionals Long Term Disability
- Superintendent and Administrators Long Term Disability
- Teachers with 5 or more yrs of service Long Term Disability
- Teachers with less than 5 Years of Service Long Term Disability
The Mankato Area Public Schools Flexible Benefits Program is offered through Further (formerly Select Account). This plan is established to provide employees with a way to save money on costs for medical and dependent care expenses. It is a salary reduction plan permitting participants to choose among more than one benefit. It is classified as a "cafeteria plan" for Federal income tax purposes. There are three components to the plan:
- Pre-tax premiums for insurance deductions
- Medical reimbursement account--$2,650 limit
- Dependent care reimbursement account--$5,000 limit
The reimbursement account allows you to pay for certain out-of-pocket health care expenses and dependent care expenses with pre-tax dollars. Employees are able to lower their taxable income because the money placed in the reimbursement account(s) is taken out of each paycheck and in most cases, State income taxes.
Further Contact Information:
Hours: Monday - Friday, 7:00am to 8:00pm (Central Time)
Address: P.O. Box 64193, St. Paul, MN 55164-0193
Employees of Mankato Area Public Schools are eligible to participate in 403(b) tax sheltered accounts as established pursuant to United States Public Law N. 98-370.
Application to participate, change or terminate a tax sheltered account must be made on form, which are available in the business office. Amounts withheld from salary and paid for the purchase of a tax-sheltered account shall comply with provisions under Section 403(b) of the IRS Code as amended and with Minnesota Statute.
403(b) Universal Availability Notice
Salary Reduction Agreement
Mankato ISD Advisor Contact Information
A health savings account (HSA) is a tax-advantaged account, that works in conjunction with a high-deductible health plan, which allows you the ability to save tax-free money for eligible medical expenses. The Mankato Area Public Schools Health Savings Accounts are administered through Further (formerly Select Account). Employees who are covered on one of Mankato Area Public Schools high deductible plans are eligible for a Health Savings Account (HSA).
For more information on health savings accounts please visit www.hellofurther.com.
On January 18, 2017, Marlo Peterson from Further provided an HSA educational meeting to employees. The PowerPoint presentation is provided below.
SmartShopper is a health care shopping and savings program that works with your medical benefits. With SmartShopper, you and your covered family members shop for different medical procedures and tests via phone, web, or mobile device. When you choose to have your procedure at a facility on the SmartShopper list, you earn cash. You also save money on what you pay out-of-pocket for the procedure.
Register by calling the SmartShopper Personal Assitance Team at 1-866-285-7452 or go online to bcbsmn.smartshopper.com
Omada® is a digital behavior change program that inspires healthy habits you can live with long term. It combines the behavior change science and unwavering support you’ll need to lose weight, keep it off, and help reduce your risk of type 2 diabetes and heart disease.
- Wireless smart scale to monitor your progress
- Professional health coach to keep you on track
- Interactive program that adapts to you
- Weekly online lessons to educate and inspire
- Small group of participants for real-time support
More great news: if you [or your adult family members] are at risk for type 2 diabetes or heart disease, and enrolled in our Blue Cross® and Blue Shield® of Minnesota health plan, Mankato Area Public Schools will cover the entire cost of the program—a $650 value.
Take a 1-minute risk screener to see if you’re eligible: omadahealth.com/bcbsmn1
Employee Health Promotions (EHP) was created to improve the health and quality of life of MAPS employees. This, in turn, will help to improve the academic achievement of our students.
Mankato Area Public Schools employs approximately 2400 individuals. EHP aims to provide a wellness service for each and every one.
EHP is managed by a leadership team. In addition, each MAPS site has an EHP representative. These are the wellness leaders for their building. They are responsible for the dissemination of EHP information, organizing wellness events or classes, supporting participation in district-coordinated events and rewarding site employees in achieving wellness goals.
The elements of our employee wellness program include the following:
- Health education and health-promoting activities that focus on skill development and lifestyle behavior improvements.
- Supportive social and physical environments that promote health and reduce the risk of disease.
- Integration of the worksite program into the school structure.
- Employee assistance programs to help employees balance work and family life.
- Worksite screening programs
- An evaluation and improvement process to help enhance the program’s effectiveness and efficiency.
MAPS staff receive monthly EHP Newsletters highlighting ongoing or future events.
EHP welcomes feedback. If you have questions, concerns, comments or ideas, please share them! You can provide feedback here.
Life Insurance is a benefit offered through National Insurance Services Company. Coverage is determined by individual employment agreements.
Certificates of Coverage
Hello from Learn to Live!
We are excited to announce the launch of our confidential, online mental health programs for MHC employees and families who have coverage with the MHC health plan.
Learn to Live is an online resource for those of us struggling with stress, depression, sleeplessness or social anxiety, providing help anywhere, any time. Our programs are built on the principles of Cognitive Behavioral Therapy (CBT). Online CBT has been proven as effective as in-person care in over 10 years of clinical research. To learn more about our programs, visit our website and click “take a tour.”
Employees and family members (age 13 and older) who have coverage with the MHC health plan can enroll for free in any of our interactive programs:Social Anxiety, Depression, Insomnia, or Stress, Anxiety & Worry. We encourage you to take a quick assessment to find out if any of these challenges are impacting your life.
MHC’s online mental health programs benefit – Learn to Live – is excited to announce their new page for on-demand Webinars! These webinars are offered at no cost to all MHC health plan participants and family members!
This enhancement will allow all MHC health plan participants to watch their 30-minute presentations that aim to provide useful tips and guidelines across numerous and relevant topics.
We encourage you to check out this program enhancement. Learn to Live wants to bring our employees and their family members the best experience possible. Check these out at any time of the day, and view as many times as you want! You can view them anytime at www.learntolive.com/
For free access, visit our website learntolive.com/
As a third-party service, we want to assure you that our member information is completely confidential and will not be shared with anyone at your employer or MHC.
If you have any questions, please reach out to our team at clientservices@learntolive.
The Learn to Live Team
Blue Cross Blue Shield of Minnesota and Sharecare have partnered on offering a new benefit available immediately to all employees on the district health insurance plan. Sharecare is a digital health solution that helps people manage all their health in one place.
Blue Cross Blue Shield of Minnesota is discontinuing the current Fitness Discount program upon the July 1, 2019 renewal and replacing it with a Fitness Incentive Program through the Sharecare solution. With this new Fitness Incentive Program, members will receive a $20 incentive for achieving an average of 10,000 step goal for 21 days a month. The incentive will then provide a $20 reward available for redemption in the Sharecare online Marketplace.
The Employee Health Promotions team wanted to share some resources below to help employees navigate during this COVID-19 time.
Blue Cross Blue Shield of Minnesota - Blue Cross Blue Shield, our health insurance provider has put together information on how they are responding to COVID-19.
Doctor on Demand - Provides treatment for 90% of the most common health conditions affecting your mind and body virtually.
- Doctor on Demand is currently offering no cost virtual care for all services provided through June 14, 2020.
- Username: mankatoschools
- Password: member
Employee Health Promotions Newsletters - Check out current and past newsletters with great articles!
District Facilities April 2020 Newsletter on Ergonomics - Great tips on ergonomics!
Learn to Live - Learn to Live is an online resource for those of us struggling with stress, depression, sleeplessness or social anxiety, providing help anywhere, any time. Enter code MHC to access this free resource for employees and dependents on the MAPS health plan age 13 and older.
Sharecare - Sharecare is a digital health solution that helps people manage all their health in one place. There are great articles on all aspects of health and wellness.
Bodyweight Interval & Flexibility/Yoga Workouts - Join Tia Dupont, Recreation Specialist is offering free workout videos. Join her google classroom, class code is 5llaq6l.
Mayo Clinic Stress/Anxiety Related Videos
- Feeling stressed? Remember the 4 A's
- 7 ways to de-stress right now
- 8 reasons healthy sleep should be non-negotiable
- Small steps for a day-changing morning
- How to break up with your social network at bedtime
- Mental health benefits of tidying up
Mental Health Resources
• Crisis Text Line: Text – MN to 741741 for free 24/7 assistance for mental health crisis
• Suicide Prevention Hotline: 1-800-273-TALK (8255)
• Stomp Out Suicide: 1-651-777-5222
• CDC - Stress and Coping
• Child Trends - Resources for Supporting Children’s Emotional Well-Being during the COVID-19 Pandemic
• Very Well Mind - How to Cope With Anxiety About Coronavirus
American Red Cross - Free Mental Health First Aid for COVID-19 Online
Calm - Sleep, stress, meditations, gratitude resources, masterclass opportunities, resources for kids
Stress Help From The CDC - Tips for reducing stress during the pandemic
Random Acts of Kindness Foundation - Assorted kindness/positivity resources
Yale - Science of Wellbeing Course
Dr. Sood - Free access to his Resilient Option Course - Use coupon code - Resilience100
2020 Open Enrollment - Video Health, Dental, Life, LTD Overview as of 7/1/2020
VITAL WorkLife Employee Assistance Plan (EAP) Orientation Video Overview of of EAP. Suggested Audience: All Employees
Teacher Retirement Association (TRA) Your paycheck of the future! TRA counselors will provide a presentation that includes: What is TRA? What does having a pension mean? Where does TRA fit in my retirement finances? Suggested Audience: Employees contributing to TRA.
Health Reimbursement Arrangements (HRA) - Video Are you a teacher hired after July 1, 2007, or a retiring Principal? If so, learn more about a Retiree HRA, the benefits, what the funds can be used for, how to seek reimbursement, and how to access your account. Suggested Audience: Principals and Teachers hired after July 1, 2007 that currently have a Retiree HRA through MidAmerica Administrative & Retirement Solutions, or will at the time of retirement.
Public Employee Retirement Association (PERA) What is PERA? How is the vesting determined? How are the benefits calculated? Things to know now and the process when you are ready to retire! Suggested Audience: Employees contributing to PERA.
Flexible Spending Account (FSA) and Health Savings Account (HSA) Suggested Audience: Employees who would like to learn about the advantages of an FSA and/or HSA account. Please note, in order to have an HSA you would need to be enrolled in a high deductible health plan.
Health Care Savings Plan - MSRS Pre Retirement Seminar Get all your Health Care Savings Plan (HCSP) questions answered. What is a HCSP? When can I access the HCSP? How do I use the HCSP? Suggested Audience: Para-educators, Teachers hired before July 1, 2007, Cooks, Custodians, Secretaries, Principals, and Non-Affiliated employees.
403(b)s - Video What is the difference between a traditional 403(b) Plan vs. a Roth 403(b) Plan. What are the advantages and disadvantages? Suggested Audience: All Employees.
Financial Considerations When Selecting a Medical Plan - Video Identify how to select the best medical plan for you and your family when considering coverage, out of pocket cost, monthly cash flow, and tax advantaged Health Savings Account options. Suggested Audience: All employees eligible for health insurance.
Department of Business Services
Kelly Hanson, Benefits Specialist
10 Civic Center Plaza, Suite 1
Mankato, Minnesota 56001